Refinance Programs- Rate Reduction Loan, Debt Consolidation

Refinance Programs

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The Rate Reduction Loan

Do you already own your home and want to reduce your current interest rate? Our "Rate Reduction Loan" allows borrowers to refinance their current mortgage with a new, more attractive, lower rate mortgage. Borrowers wishing to build their HOME EQUITY faster may also take advantage of this loan at shorter terms such as 20 yr., 15 yr. or even 10 yr. loans. Most importantly, we close these loans with amazing speed! Our "Rate Reduction Loan" can close as quick as 7 days!!! This shortened time from application to closing reduces your exposure to ever changing interest rate markets.

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The Debt Consolidation Loan

Whether you need money for credit card bills, buying a new car or boat, home improvements, taking your dream vacation, or simply obtaining cash, our Debt Consolidation Loan will fulfill your every desire. With lending limits as high as 95% of your home's value, this program provides you with the cash you need when you need it. Aditionally, you chose the stability of a low Fixed rate, or an extremely low rate Adjustable Mortgage.

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The Equity Bridge Loan

Are you a relocating borrower? Perhaps, you need equity from your current home to close on a new home purchase? Ah, but what if you have the following concerns:

Do not qualify for financing for both homes until you previous home sells.
Your builder requires a "contingency free" approval so the builder can break groundon your new home
You are reluctant to liquidate other assets to meet dow-payment guidelines

Our Equity Bridge Loan allows you to use up to 80% of the value of your "For Sale" home as the down payment for your new home purchase. This loan is designed to refinance any existing mortgages on the "For Sale" home, to satisfy title expenses and loan fees, and the cover six (6) to nine (9) months interest in advance. The remaining amoutn may be used toward the down payment of your new home. Then, let us help finance you new home with one our outstanding Purchase Programs.

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